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Code · CFR · Title 12 — Banks and Banking · Part 1006 — Debt Collection Practices (Regulation F) · § 1006.26

§ 1006.26. Collection of time-barred debts.

98 words·~1 min read·/us/cfr/t12/s§ 1006.26·

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(a)Definitions. For purposes of this section:
(1)Statute of limitations means the period prescribed by applicable law for bringing a legal action against the consumer to collect a debt.
(2)Time-barred debt means a debt for which the applicable statute of limitations has expired.
(b)Legal actions and threats of legal actions prohibited. A debt collector must not bring or threaten to bring a legal action against a consumer to collect a time-barred debt. This paragraph
(b)does not apply to proofs of claim filed in connection with a bankruptcy proceeding. [86 FR 5854, Jan. 19, 2021]
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§ 1006.26
Collection of time-barred debts.
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